Meryl and Dennis Bellamy, a hard working couple who don't easily accept charity, are released from hospital only to discover that after having lost everything in the fire, their insurance won't cover them. Frank arrests one of the looters. Police investigators identify the charred body as that of Aubrey's wife Rose. When Frank connects Aubrey to his wife's death, he comes clean and admits to killing his wife as part of a suicide pact, but he was kept from completing his part by the fire. Cookie's "entertainers" for the Gala night arrive in town, but the gregarious girls' prove too much for Esme. Bob arranges for the Gala night proceeds to go to the Bellamys and arranges with Muldoon to make it appear that the money is part of their insurance payout. Shirley returns home early from her vacation in Sydney where she spend time working at a friend's refuge for street kids. Molly suggests to Brendan that their vacation plans be cancelled-she's pregnant again.