- After the Kerbys befuddle Van Horn, an efficency expert, Topper's boss sends him to New Mexico to check on a ranch. Cosmo, with the Kerby's help, becomes a sharpshooter and puts a villainous cowboy in his place.
- Bank president Schuyler brings Mr. Van Horn, a time and motion study expert, to analyze Topper's efficiency. After Van Horn remarks that the file cabinets are a bit far from the desk, George and Marion invisibly help Topper file second mortgage papers without him having to get up. They sharpen his pencil without help, too. Topper explains he has ghost who assist him. Van Horn smashes his stopwatch in disbelief. Schuyler, seeing Van Horn's distress, thinks Topper needs a break. He sends Topper to New Meixco to inspect a ranch that an important depositor, Mrs. Oglethorpe, owns. Topper takes Hqarriet with him and, of course, George and Marion follow along. The ghost pair think that the response letter that Topper wrote for the ranch foreman is too weak. They spice it up with language sure to spur some animosity ahead of time. It works because the foreman, Dave, and his assistant, Charlie, set up a bucking bronc for Topper to ride from the train station in Indian Wells to the Bar M ranch that is 20 miles away. They can't believe the way Cosmo mounts the horse with the unseen help of Geroge and Marion. The horse bucks and plunges with Topper staying aboard in the saddle. When the ghost couple congratulate each other for holding Topper in place, they discover neither one was. Topper actually rode the beast on his own. The meek banker shouts as he passes by yet again, "See you at the bunkhouse, hombres." Later, as Topper asks to see the ledgers, Dave tells him, "Not now. The men want to see you with rope and gun." The ranch hands quickly strap a holster and six shooter around his waist. Charlie is their best fast-draw and trick shot artist. With George and Marion's help, Topper finds the gun in his hand so fast that Charlie never saw his hand move. Then Topper outdoes a trick shot of a silver dollar off a fence. Finally, the ranch hands set up a fake berserk cowboy in the local bar. Topper declares that he will take him on alone. The ranch pair are horrified to see the berserk cowboy is not their plant, but a stranger. Unarmed, Topper challenges him to a contest to grab a pistol off the bar. George and Marion keep scooting it away from the cowboy until they can break a whiskey bottle over his head. Topper has won the respect of the Bar M crew. In a subsequent poker game, the Kerby's dog Neil is cleaning up.—Garon Smith
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