When Dwayne and Debbie aren't busy cruising around the Midwest selling bogus phone cards, they spend their time counting their cash and playing a game called Worst Case Scenario. In this game, the young lovers take turns dreaming up a series of increasingly difficult life-or-death situations, from which the other must try to devise an escape. Eventually, their phone-card scam catches up with them, as they find themselves trapped in a real life "worst-case scenario" from which there seems to be no escape.